currency

Everyone wants to know – when should I start saving for my retirement? What’s the ‘right age or the right time’? The answer is simple. Right now. Actually, the answer is the minute you started working as an ‘adult.’ If that time has passed, then we’ll defer back to the […]

A digital identity is an online identity that represents and corresponds to a specific individual, organisation or device. One party may have several different digital identities, which each correspond to their relationship with a particular organisation and can be used by this organisation to identify them. Elements known as digital […]

From the time we first begin to earn our own money to the moment we give up our income altogether as we enter our retirement, our lives tend to follow four stages that make up our financial life cycle, with each stage determining what we should be doing to nurture […]

Suppose you’re starting to take steps to control your financial situation, making smart money choices to safeguard your and your family’s future. In that case, you’ve already asked yourself: should I prioritise paying off debt first to rid the long-term burden they present or saving money so that I can […]

When we make a positive decision to take out insurance of any kind, we are essentially hoping to protect what is most important. Regardless of the specific type of insurance, it might be, we are willing to hand over a portion of the money to reassure their safety. Insuring our […]

Financial management is not commonly associated with personal wellbeing, yet the two are inextricably linked. We might consider the health of our bank balances as something entirely separate from our physical and mental health. We might tell ourselves that the amount of money we have (or do not have) has […]

Before beginning to build an investment portfolio, you should consider the investment strategy you intend to adopt when purchasing assets – and risk tolerance is one of the most crucial factors to take into account. Having a knock-on effect on the type of assets you should choose to invest in […]